Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance.

The EI Work Sharing program assists employers and employees facing lay-offs due to a decline in production. With the work sharing agreement, available work is redistributed through a voluntary reduction in hours worked by all employees within one or more work units. This enables the employer to retain a full work force on a reduced work week, rather than laying off part of his or her work force. Employees are able to remain on the job and maintain skills and working habits and avoid uncertainties and hardship associated with total unemployment.


Russell and his team provided Walcon’s UK based owners with outstanding service in preparing an evaluation that exceed expectations whilst bringing a number of potential clients from his database virtually immediately to view the company. Once sold, we were surprised to see how easy the ownership transition was with PBS looking after all legalities ensuring a smooth transition from one equity owner to the other. We have no hesitation in recommending Russell and PBS for business sale transaction and thank the team wholeheartedly for their support through the sale process.
To whom it may concern – when a decision was made to try and sell our business, after several profitable years of trading, so we could reap the rewards of our hard work and effort we put into it, the first person to come to mind was Graham Nankivell, mainly because we purchase this business with his help, and also the confidence we had then proved to be correct.

To earn Velocity Frequent Flyer Points on purchases made with participating partners with the Velocity Daily Program, you must (1) enrol an eligible Australian Visa card in accordance with the instructions on the Velocity Daily website in the Velocity Daily Program; (2) use your enrolled Visa card to pay for your purchase at participating partners in store; and (3) select CREDIT or the payWave function when you complete your purchase in store (Eligible Transaction). Purchases made using an eligible card before your card is activated or purchases made using CHEQUE or SAVINGS will not earn Velocity Frequent Flyer Points. An eligible Australian Visa card is an active Visa Debit, Credit or Pre-paid card which has been issued in Australia. Visa-branded Gift cards or cards that have expired, have been cancelled or are otherwise invalid, are excluded from this program. You can enrol a maximum of five eligible cards. If a transaction is refunded or reversed within 30 days of the purchase, you will not earn Points on that transaction. If a transaction is partially refunded or reversed within 30 days of the date of the purchase, you will only receive Velocity Points for the portion of the transaction not refunded or reversed. Velocity Frequent Flyer Points will be allocated to your account on Eligible Transactions approximately 40 days after the date of purchase. The Points you have earned and are displayed as available may take up to 40 days to appear in your Velocity Frequent Flyer My Account. To find out how many points you will earn on eligible purchases, see our participating partners for more details. The Velocity Daily trial will commence on 3 April 2018 and is expected to continue until 30 June 2018. The trial period may be extended, delayed or suspended by us at any time without further notice to you.


As you are aware, my brother-in-law and I are looking to purchase a business, whether it be a franchise or a freehold enterprise we would like to confirm in writing my request for you to approach the appropriate organisations as you see fit. All enquiries made on our behalf and any details provided you will of course remain strictly confidential and exclusive.

I would like to take this opportunity to thank you for your efforts in selling my business. Selling a business requires a large degree of Skill and Trust especially in a Challenging Market Place. Due to your high-quality Product, Service and Tenacious efforts you not only found the right buyer, but you also made the whole process easy. Achieving a good price and smooth transition, freeing me up to capitalise on the next opportunity. Thanks again Paul for finding the Ideal buyer and being a man of your word. I will be recommending your services to anyone looking for a Smooth and hassle-free business sale.
If you are an approved foster carer (formal kinship carer in Scotland) you may be allowed an extra bedroom when working out your Housing Benefit as long as your home has the extra room needed. This applies whether or not a child is placed with you or you are between placements, so long as you have fostered a child, or become an approved foster carer, in the last 12 months.
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